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Real Estate Resources:

• Special Offers - Special offers for State College, Bellefonte and Centre County homeowners from Linda & Ryan Lowe.

• Affiliates - Linda & Ryan Lowe's real estate web site affiliates.

• eNewsletter - Linda & Ryan Lowe'sState College, Bellefonte and Centre County newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, Pennsylvania, and United States.

• Market Conditions Report - Market conditions report for this area, Pennsylvania, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly State College, Bellefonte and Centre County, Pennsylvania mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in Pennsylvania or buy your own State College, Bellefonte and Centre County house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate State College, Bellefonte and Centre County mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Pennsylvania real estate.

• top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask Linda & Ryan Lowe anything real estate.

• NUMBER1EXPERTS - List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - Linda & Ryan Lowe's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - Linda & Ryan Lowe's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your State College, Bellefonte and Centre County property in Pennsylvania, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find State College, Bellefonte and Centre County Homes, For Home Buyers, For Home Sellers, State College, Bellefonte and Centre County Information, Real Estate Resources, and About Linda & Ryan Lowe.

 

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Tax Considerations >Tax Reform Owning a home still offers significant tax benefits. If you are renting, it may be a good time to sit down with a professional real estate agent to see how much you can save each year by owning your own home. You save in two ways when you purchase a home. Even though most interest deductions have been phased out, home mortgage interest and state and local property taxes can be deducted. The interest on a home equity loan may also be deductible. Your real estate agent can show you how these savings will apply in your situation. You may be pleasantly surprised when you compare the tax savings you will receive as a result of owning your home, and you will build up equity as your home appreciates in value! Also, first-time buyers will see expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, allowing penalty-free withdrawals to purchase a home in the Taxpayer Relief Act passed in August, 1997. Consult your tax advisor for your particular circumstance. See All Tips In The "Tax Considerations" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States? A  York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S. See More Real Estate Trivia >

Linda & Ryan Lowe RE/MAX Centre Realty 1375 Martin Street State College, PA. 16803 800-860-6226 ext. 305/352 814-231-8200 ext. 305/352 Fax: 814-861-4615 Email: lindalowe@aol.com ryanslowe@yahoo.com Since Linda started selling real estate in 1988 she & her team have sold over 4000 properties and have given our buyers & sellers NUMBER ONE SERVICE!! This kind of experience cannot be found in books or classrooms. It comes only from meeting the needs and fulfilling the demands of hundreds of clients. Linda Lowe knows the techniques and methods that get results. She is continually looking for ways to increase her knowledge and better serve you. Linda's clients enjoy the benefits of a service-centered philosophy that puts top priority on meticulous attention to every detail. Combined with Linda Lowe's Team, you are assured a fast response to every question and concern and a smooth hassle-free transaction. License# RS167590L

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