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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 814-231-8200 x305.
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Get A Presentation On My Home Marketing.
Before signing a contract with any REALTORŪ, make sure you know EXACTLY how your home will be marketed.
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 Compare three mortgages at one time.
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Linda A. Lowe is one of The Top
Selling Real Estate Experts™
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Buyers Want Your Home for As Little As Possible. Find Out What It's Really Worth!  Are you thinking about listing & selling your home? Are you relocating out of the area or within the area? You should know exactly what your home is worth before making such an important decision. Let me do a "Comparative Market Analysis" for you. This service is also known as a CMA, this analysis compares your home to others that are currently on the market and to those that have recently sold. As a top REALTORŪ, I can help determine the value of homes in the Centre County area. Using the information you provide to me about your property, I can perform a market analysis, and give you an estimate of what your home is worth in today's market. Remember, market conditions can be different, even one State College, Bellefonte and Centre County neighborhoods to the next. I know how to take all these factors into account when determining the true market value of your home. Please provide me with some basic information on your property, your name & contact information & I will be in contact with you to schedule an appointment with you. Feel free to email me at lindalowe@aol.com or call me (814)231-8200 ext. 305. What's your home or property really worth? Accurately pricing State College, Bellefonte and Centre County real estate is my job! Let me do a market analysis for YOUR property.
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Disclosure Laws >Avoiding Delays During Escrow
Unforeseen problems can arise during escrow, and closing dates are never set in stone! Lenders, appraisers, title attorneys, credit check services, or anyone who is involved in the transaction could potentially delay a closing. Stay in close touch with your real estate agent, who will notify you of deadlines and help you deal with delays.
Well-written sales contracts are the key to avoiding problems during escrow. For example, provisions can be included in the agreement that require the buyer to provide evidence of sufficient funds for down payment and closing costs, or to present proof of the ability to obtain homeowner's insurance. Because of new restrictions on insurance policies, the mortgage lender may require insurance before funding the loan.
There is also a section in the sales contract wherein the seller makes a warranty to the buyer of the condition of the property. It is important to make sure that this clause is modified to reflect the seller's transfer disclosure statement. If this is not done, the seller could be required to repair items that are found to be dysfunctional or faulty, and this could add time to the escrow period.
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| Q |
Which law allows a person to give another individual up to $10,000 a year without any tax consequences?
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| A |
The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year. |
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- NUMBER1EXPERT™ 
