State College, Bellefonte and Centre County real estate and homes for sale in Pennsylvania - Linda & Ryan Lowe - Discover the Team Advantage, REALTOR® Linda & Ryan Lowe - Discover the Team Advantage REALTOR(r) for State College, Bellefonte and Centre County, Pennsylvania real estate - NUMBER1EXPERT™ Linda & Ryan Lowe - Discover the Team Advantage NUMBER1EXPERT(tm) for State College, Bellefonte and Centre County, Pennsylvania real estate
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Linda & Ryan Lowe - Discover the Team Advantage, REALTORŪ, real estate agent and broker for State College, Bellefonte and Centre County Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us: 814-231-8200 x305 or 352.



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Mortgage Prequalification: State College, Bellefonte and Centre County Pennsylvania home buying, real estate listings, and homes for sale in Centre County, PA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: We will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as a top State College, Bellefonte and Centre County REALTORŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Working With An Agent >Skillful Negotiations

Negotiating the sale or purchase of a home is a highly creative endeavor that can be stressful at times. Even though the process is not usually an adversarial one, there are issues which may require a compromise from each party, such as the price, the date of possession, and the condition of the property at closing.

It helps to know why people are relocating. If a home is part of an estate, for example, it may evoke childhood memories and intense emotions for the person who is overseeing the sale. If the sellers are in the middle of a divorce, their mood will be different than someone who has just won the lottery and is moving to their dream home. Buyers who have been transferred and have to leave their dream home behind will feel differently from someone who feels that your home is their "ideal". One of a real estate agent's most important jobs is managing all of the relationships in the transaction. These situations don't often get really difficult, but when they do, agent's don't take it personally.

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Real Estate Trivia
Q 
What document must lenders provide within three days of receiving your application for financing?

A 
The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
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Linda & Ryan Lowe - Discover the Team Advantage, REALTORŪ, real estate agent and broker for State College, Bellefonte and Centre County Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Linda & Ryan Lowe
RE/MAX Centre Realty

1375 Martin Street
State College, PA. 16803
800-860-6226 ext. 305/352
814-231-8200 ext. 305/352
Fax: 814-861-4615
Email: lindalowe@aol.com
ryanslowe@yahoo.com

Since Linda started selling real estate in 1988 she & her team have sold over 4000 properties and have given our buyers & sellers NUMBER ONE SERVICE!! This kind of experience cannot be found in books or classrooms. It comes only from meeting the needs and fulfilling the demands of hundreds of clients. Linda Lowe knows the techniques and methods that get results. She is continually looking for ways to increase her knowledge and better serve you. Linda's clients enjoy the benefits of a service-centered philosophy that puts top priority on meticulous attention to every detail. Combined with Linda Lowe's Team, you are assured a fast response to every question and concern and a smooth hassle-free transaction. License# RS167590L

ABR CRS Equal Housing GRI MLS REALTOR SRES


RE/MAX Centre Realty real estate and homes for sale in State College, Bellefonte and Centre County Pennsylvania

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