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Linda
& Ryan Lowe (RE/MAX Centre Realty ~ Linda & Ryan Lowe Team): Real
Estate Agent in State College, PA

Welcome > For Buyers > Find Your Perfect Home ...

Let Us Personally Search for a Home that Matches Your Criteria

As a top State College, Bellefonte and Centre County REALTOR®, we make it our business to be aware of every local home or property on the market. We even know of properties that will be available, but have yet to formally be placed on the market.

We have direct access to the State College, Bellefonte and Centre County area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings.

If you give me some idea of what you are looking for, we will personally review all our sources of real estate listing information and send you everything within your price range that matches your criteria. We can save you a great deal of time!

Tell us what you are looking for! It's our job to know every property in State College, Bellefonte and Centre County.
We will also discuss with you the benefits of having a Business Relationship with a Buyer Agent.

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What are considered the ideal conditions for a buyer's market?
A	In a buyer's market, there are more houses for sale than buyers, homes take longer to sell, and sellers may have to cut prices.
See More Real Estate Trivia >

Linda & Ryan Lowe, REALTOR®, real estate agent and broker for State College, Bellefonte and Centre County, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT

Linda & Ryan Lowe
RE/MAX Centre Realty
1375 Martin Street
State College, PA. 16803
800-860-6226 ext. 305/352
814-231-8200 ext. 305/352
Fax: 814-861-4615
Email: lindalowe@aol.com
ryanslowe@yahoo.com
Since Linda started selling real estate in 1988 she & her team have sold over 4000 properties and have given our buyers & sellers NUMBER ONE SERVICE!! This kind of experience cannot be found in books or classrooms. It comes only from meeting the needs and fulfilling the demands of hundreds of clients. Linda Lowe knows the techniques and methods that get results. She is continually looking for ways to increase her knowledge and better serve you. Linda's clients enjoy the benefits of a service-centered philosophy that puts top priority on meticulous attention to every detail. Combined with Linda Lowe's Team, you are assured a fast response to every question and concern and a smooth hassle-free transaction. License# RS167590L

www.LindaLowe.com is brought to you by Linda & Ryan Lowe, real estate for
State College, Bellefonte and Centre County, Pennsylvania

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Let Us Personally Search for a Home that Matches Your Criteria

Tell us what you are looking for! It's our job to know every property in State College, Bellefonte and Centre County. We will also discuss with you the benefits of having a Business Relationship with a Buyer Agent.

Tell us what you are looking for! It's our job to know every property in State College, Bellefonte and Centre County.
We will also discuss with you the benefits of having a Business Relationship with a Buyer Agent.